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All locations will be closed on Jan. 1st (Wed.) for New Year’s Day.

THE CENTRAL TEXAS BANK THAT'S INVESTED IN YOU.

BANK ON THE GO

Deposit checks daily without stepping into the bank.

Electronically scan and deposit checks to your TFNB commercial checking account using our Remote Deposit Capture service. Perfect for the low-volume business customer that receives the occasional check and needs the convenience of online deposits from their local community bank.

Shining a light on those that make our community special.
Be Kind Coffee
Be Kind Coffee's ultimate goal is to promote kindness. They just so happen to serve craft coffee and vegan/gf treats!
Watch Video
Arrowhead Chiropractic
With a goal to facilitate healing and restore efficient movement and comfort as quickly as possible, Dr. Webb has been helping the Waco community since 2019.
Watch Video
Waco Ale Company
Brett Stewart's passion for brewing craft beer has brought him to where he is today, creating unique and innovative beers for customers to enjoy.
Watch Video
Mollies Dog Place
Helping you and your family live the best. life with your dog by providing an exceptional dog training experience.
Watch Video
Butler's Barber Lounge
A unique barbershop to Waco, TX providing legendary style with an upscale ambiance. Come experience our difference today!
Watch Video
The Dental Gallery
Building beautiful smiles one patient at a time. Dr. Jayesh Patel and his team are dedicated to serving Central Texas at their new location.
Watch Video
Helados La Azteca
After two decades in business, Helados La Azteca continues to grow and serve the community as a slice of Mexico.
Watch Video
Helberg Barbecue
"Barbecue has always been about community." Yvette and Phillip Helberg started their meat empire in sunny southern CA. And decided to bless Waco with some of the best barbecue in Central Texas.
Watch Video
Castillo Family
Three different food options for any taste. The Castillo's have opened 3 different food venues including: Village Pizza-ria, Sam's Bar, and Wacool Tacos. 
Watch Video
LONESTAR DOG TRAINER
When former Army Dog Trainer James Hamm was nearing retirement, he knew he wanted to work for himself.
Watch Video
RJ's Bargain Center
Taking scratch and dent appliances and turning them into sparkling additions to homes.
Watch Video
OTB Cyclery
In 2020, Shane Howard, owner of OTB Cyclery, decided to move back to Waco from Colorado and start his own bike shop in East Waco along Elm Street, "Over the Bars" is ready to outfit and guide you on life's twisty trails.
WATCH VIDEO
Wil London - Olympian
Born and raised in Waco, Wil London started his track career at 4, was offered a full scholarship to Baylor University, and competed at the Olympics in Tokyo.
WATCH VIDEO
Lorena Little League
For over 40 years, the Lorena LL has created a space where children can learn America's past-time, and has helped shape the minds and lives of little ball players.
WATCH VIDEO
Greg May
TFNB is Greg May's Bank for Life and here is why.
WATCH VIDEO
Backyard Silversmiths
With the help of TFNB Your Bank for Life, Teisha and Andrew Vandekop are forging their future one piece of hand-made silver jewelry at a time.
WATCH VIDEO
Pearson Construction
Scott Pearson of Pearson Construction knows that TFNB has his back.
WATCH VIDEO
Village Lamp Lighter
Bruce and Beverly Bowman love lamps. When their bank left them stranded, TFNB stepped in and set them up with easy remote banking and outstanding customer service.
WATCH VIDEO
Schmaltz's Sandwich Shoppes
For more than 40 years, Schmaltz's fresh sandwiches keep Wacoans coming back for more. Owner Nelson Rue says TFNB Your Bank For Life's support has helped his business thrive.
WATCH VIDEO
Body Hack Labs
Amazing results, half the time.
Who wouldn't want that?
Fitness - Wellness – Recovery
WATCH VIDEO
Los Vaqueros Restaurants
Owner Vicki Cisneros talks on why TFNB is her bank for life.
Watch Video
WAFFLE CHIC
Owner Shamica Evans tells us how TFNB Your Bank For Life helped her start her own business.
Watch Video
Andrew Owen
Andrew Owen, owner of Belle Window Cleaning & Services, explains why TFNB is his bank for life.
Watch Video
DiCampli's Italian ristorante
When the DiCampli's wanted to open their up-scale Italian restaurant, they looked to TFNB to help them get started.
WATCH VIDEO
Home

REWARDING YOU FOR BANKING WITH US

TFNB, your trusted Waco bank, is delighted to introduce Life’s Edge savings and free checking accounts that pay you for banking with us.

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Free checking means free; no minimum balance requirement or per check charge.

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A checking account that earns you free digital downloads from Amazon and more.
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Earn up to *2% cash back in your checking account, up to $8 per month.

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Earn higher interest rates just for saving with TFNB.

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charity champions logo

TFNB CHARITY CHAMPIONS

Charity Champions are nonprofit organizations chosen by TFNB employees after being nominated.  Winners receive an awareness marketing campaign and leadership training, both funded by us. The awareness campaign begins with a radio interview by the voice of the Baylor Bears, John Morris and an on-field presentation at McLane Stadium in front of thousands Central Texans during a Baylor football game. After football season ends, the Charity Champions winners come together for leadership development training during the first and second quarters of every year. Then, Charity Champions are presented to basketball fans at Baylor Men’s and Women’s basketball games.

GETTING YOUR FINANCIAL HOUSE IN ORDER

Helpful, free financial videos from the Federal Trade Commission.

What’s going on at TFNB? Check the newsroom for latest news and information.

Visit our Knowledge Center to find helpful and informative tutorials on a variety of subjects, including our online banking and mobile services.

RANKED 25th by
S&P GLOBAL

Top 100 Community Banks With Less Than $1 Billion In Assets

MULTIPLE LOCATIONS TO SERVE YOU

McGregor

(254) 840-2836

(254) 840-3182 Fax

TFNB | Your Bank For Life
401 S. Main Street
McGregor, TX 76657

United States

South Bosque

(254) 840-2836

(254) 848-4201 Fax

TFNB | Your Bank For Life
27000 W. Hwy 84
McGregor, TX 76657

United States

Triangle Tower

(254) 840-2836

(254) 751-1854 Fax

TFNB | Your Bank For Life
510 N. Valley Mills Drive, Ste 100
Waco, TX 76710

United States

Downtown Waco

(254) 840-2836

(254) 235-0089 Fax

TFNB | Your Bank For Life
901 S. 8th Street
Waco, TX 76706

United States

East Waco

(254) 840-2836

(254) 224-6525 Fax

TFNB | Your Bank For Life
700 Elm Ave.
Waco, TX 76704

United States

Woodway/Hewitt

(254) 840-2836

(254) 224-6241 Fax

TFNB | Your Bank For Life
9205 Oak Creek Drive
Waco, TX 76712

United States

Community Spotlight

Arrowhead Chiropractic

With a goal to facilitate healing and restore efficient movement and comfort as quickly as possible, Dr. Webb has been helping the Waco community since 2019.

Customer Highlight

Lorena Little League

For over 40 years, the Lorena Little League has created a space where children can learn America’s past-time. Since the 1970’s, the Lorena Little League has helped shape the minds and lives of little ball players. Teaching skills and life lessons to grow our young ones into the future leaders of our community.
Customer Highlight

DiCampli's Italian ristorante

When the DiCampli’s wanted to open their up-scale Italian restaurant, they looked to TFNB to help them get started.

Customer Highlight

Waffle Chic

Owner Shamica Evans tells us how TFNB Your Bank For Life helped her start her own business.

Customer Highlight

Los Vaqueros Restaurants

Owner Vicki Cisneros talks on why TFNB is her bank for life.

Customer Highlight

Body Hack Labs

Amazing results, half the time. Who wouldn’t want that? Fitness – Wellness – Recovery
Customer Highlight

Schmaltz's Sandwich Shoppes

For more than 40 years, Schmaltz’s fresh sandwiches keep Wacoans coming back for more. Owner Nelson Rue says TFNB Your Bank For Life’s support has helped his business thrive.

Customer Highlight

TFNB Customer Greg May

TFNB is Greg May’s Bank for Life and here is why.
Customer Highlight

Backyard Silversmiths - Teisha & Andrew Vandekop

With the help of TFNB Your Bank for Life, Teisha and Andrew Vandekop are forging their future one piece of hand-made silver jewelry at a time.
Customer Highlight

Pearson Construction for TFNB Your Bank for Life

Scott Pearson of Pearson Construction knows that TFNB has his back.
Customer Highlight

TFNB The Village Lamp Lighter

Bruce and Beverly Bowman love lamps. When their bank left them stranded, TFNB stepped in and set them up with easy remote banking and outstanding customer service.
Customer Highlight

TFNB Customer Sironia

Customer Highlight

The Heart of Texas Shooting Center

When Eric came to TFNB Your Bank for Life, he needed a partner that saw the vision and understood that the “Heart of Texas” is the people and communities we can serve.
Customer Highlight

Wil London - Olympian

When Wil London III first stepped on a track at the age of four, he didn’t know he wanted to become an Olympian. Born and raised in Waco, he was offered a full scholarship to Baylor University, and is poised to walk onto the world’s largest stage at this year’s Olympics in Tokyo.

Community Spotlight

Butler's Barber Lounge

A unique barbershop to Waco, TX providing legendary style with an upscale ambiance. Come experience our difference today!

Customer Highlight

OTB Cyclery

In mid-2020, Shane Howard, owner of OTB Cyclery, decided to move back to Waco from Colorado and start his own bike shop. Located in East Waco along Elm Street, “Over the Bars” is ready to outfit and guide you on life’s twisty trails.
Customer Highlight

RJ's Bargain Center

Taking scratch and dent appliances and turning them into sparkling additions to homes. RJ’s Bargain Center came to TFNB Your Bank for Life when they needed help growing.

Customer Highlight

Lonestar Dog Trainer

When former Army Dog Trainer James Hamm was nearing retirement, he knew he wanted to work for himself. From obedience training to protection work, James works tirelessly with dogs and pups in East Dallas. TFNB Your Bank for Life was able to facilitate the expansive growth he’s had in the last year.

Customer Highlight

Castillo Family

Three different food options for any taste. The Castillo’s have opened 3 different food venues including: Village Pizza-ria, Sam’s Bar, and Wacool Tacos. 

Community Spotlight

Helberg Barbecue

“Barbecue has always been about community.”

Yvette and Phillip Helberg started their meat empire in sunny southern CA. And decided to bless the good people of Waco some of the best barbecue in Central Texas.  “It’s about good food and good people.”

Community Spotlight

After two decades in business, Helados La Azteca continues to grow and serve the community as “a piece of home away from home.”

 

Community Spotlight

Building beautiful smiles one patient at a time. Dr. Jayesh Patel and his team are dedicated to serving Central Texas at their new location.

Community Spotlight

Be Kind Coffee

“Serving up coffee and smiles”

Alex Sanchez and his partners had a dream to instill more kindness in Waco. 

Community Spotlight

Waco Ale Company

“One ale of a good time!”

Brett Stewart’s passion for brewing craft beer has brought him to where he is today, creating unique and innovative beers for customers to enjoy.

Community Spotlight

Mollies Dog Place

Helping you and your family live the best. life with your dog by providing an exceptional dog training experience.

Customer Highlight

Andrew Owen

Andrew Owen, owner of Belle Window Cleaning & Services, explains why TFNB is his bank for life.