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Access multi-million dollar FDIC insurance and earn interest, all through a single relationship with TFNB Your Bank For Life. IntraFi® NetworkSM is the smart, secure, and convenient way to safeguard your large deposits.
Put excess cash balances to work by placing funds into demand deposit accounts and/or CDs (through IntraFi® NetworkSM ) at rates to which you agree with us.
Make unlimited program withdrawals per month from IntraFi® NetworkSM funds placed into demand deposit accounts. With IntraFi® NetworkSM , select from multiple term options to meet your liquidity needs.
Feel good knowing that the full amount of funds placed through IntraFi® NetworkSM can support local lending opportunities that build a stronger community.
Access multi-million-dollar FDIC insurance, and say ‘goodbye’ to tracking collateral on an ongoing basis, managing multiple bank relationships, manually consolidating bank statements, and other time-consuming workarounds.
Make funds eligible for protection beyond $250,000 that is backed by the full faith and credit of the federal government.
At TFNB Your Bank For Life, we treat our customers like family. Work with the local community bank you trust. We manage the relationship with other IntraFi® NetworkSM accredited banks for you.
Institutions that offer IntraFi® Network Deposits℠ (formerly known as ICS and CDARS deposit products) are members of the IntraFi® Network℠. When you place a large deposit with our bank using IntraFi® Network℠, that deposit is divided into amounts under the standard FDIC insurance maximum of $250,000 and is placed into demand deposit accounts at other IntraFi® Network℠ banks when using IntraFi® Network Deposits℠. By working directly with our bank, you can access FDIC coverage from many and enjoy the convenience of receiving just one monthly statement per service utilized. And, as always, your confidential information is protected.
Demand or Saving Option (formerly known as ICS® and CDARS® deposit products)
Demand or Saving Option (formerly known as ICS® and CDARS® deposit products)
IntraFi® Network℠ offer a smart, secure, and convenient way for bank customers to access multi-million-dollar FDIC protection on large deposits, earn a return, and enjoy flexibility.
The FDIC insures up to $250,000 of a customer’s deposit accounts in a given insurable capacity at an FDIC-insured depository institution. Institutions, like ours, that offer IntraFi® Network Deposits℠ are members of a special Network. When we place your deposit through the IntraFi® Network℠ service, that deposit is divided into amounts under the standard FDIC insurance maximum of $250,000 and is placed in demand deposit accounts (using the IntraFi® Network Deposits℠ demand option), money market deposit accounts (using the IntraFi® Network Deposits℠ savings option), at multiple banks. As a result, you can access coverage from many institutions while working directly with just one.
You can make unlimited program withdrawals using the IntraFi® Network Deposits℠ demand option and up to six program withdrawals per month using the IntraFi® Network Deposits℠ savings option. With IntraFi® Network Deposits℠, select from a range of maturities (4 weeks, 13 weeks, 26 weeks, 52 weeks, 2 years, 3 years, and 5 years).
Funds placed through IntraFi® Network℠ are deposited only in FDIC-insured banks. We act as custodian for your IntraFi® Network Deposits℠, and the sub-custodian for IntraFi® Network Deposits℠ is the Bank of New York Mellon (BNY Mellon), the largest custodian in the world.
Through IntraFi® Network℠, funds are placed with other Network members, and those Network members provide you with access to the additional FDIC insurance coverage. Working directly with just our bank, you can access coverage through many.
You work directly with just us—the bank you know and trust. As always, your confidential information remains protected.
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