Car Buying Just Got Easier

Discover auto financing that fits your lifestyle and your budget.

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Ready for a new ride? Our rates help you hit the road.

TWhether you’re a first-time car buyer or looking to upgrade to your dream vehicle, we’re here to make the process smooth and stress-free. When you finance with TFNB, you’re along for a joy ride.

Competitive Interest Rates
24 - 72 month terms that fit your needs
Superior customer service from local decision makers
Backed by the Reliability of TFNB Your Bank for Life

Try Our Auto Loan Calculator

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Shift Your Dreams Into Gear

Quick Application Decisions

Get a speedy response from us on how much you're approved for.

No Hidden Fees

There are no extra fees — just optimized interest rates that work for you.

Friendly Customer Service

Unlike big banks, a real person will help you every step of the way.

Calculate Your Monthly Payments

We’ll Steer You in the Right Direction

Our team is here to help take the guesswork out of finding the perfect auto loan for you. Purchasing a brand-new ride or a ‘new-to-you’ vehicle is a major financial milestone – and with our dedicated lending team by your side, we’ll make sure the journey is smooth and worry-free.

What Our Borrowers Have to Say

Managing a non-profit comes with its challenges. When we purchased our building the efficient loan process at TFNB provided a much-needed solution. With the seamless loan application and quick approval, it enabled us to expand the vital work we do in the community.

Robert Gager

CEO - Shepherds Heart

As a business owner I appreciate a business-friendly bank. With a few simple steps, my loan was approved and funded. I was pleasantly surprised by the simplicity of the process. Kudos to the team for knowing what’s best for the customer.

Sandy McCormack

Oso Construction

TFNB has been my bank for over 20 years. Over that course of time I have financed 3 homes, multiple cars and personal loans, and even have a credit card through them. The process is always quick and easy, and I love that I can always call or go in one of their locations to speak to someone who knows me and genuinely cares about helping with whatever I need.

Jason L

LegalShield

Frequently Asked Questions

Most frequent questions and answers.

What is a Car Loan?

A car loan is a type of personal loan where the amount borrowed is used specifically for the purchase of a vehicle. The loan is secured by the car itself. After you’ve been approved for a car loan, we will give you the funds to purchase a vehicle. You’ll then repay the loan amount, plus interest, in monthly installments over a predetermined period. The lender holds the title to the car as collateral until the loan is fully paid off.

What is the Interest Rate on a Car Loan?

The interest rate on a car loan can vary widely and is determined by several factors, including your credit score, the loan term, the lender, and the type of car you’re buying (new or used).

Can I Prepay or Refinance a Car Loan?

Yes, many car loans allow for prepayment or refinancing, and although some may have prepayment penalties, TFNB Your Bank for Life does not charge a penalty for paying on the loan early. Refinancing involves taking out a new loan to pay off the existing one, usually to get a lower interest rate or reduce the monthly payment. Always read the loan agreement carefully to understand the terms.

What Happens if I Miss a Payment?

Missing a car loan payment can result in late fees and will likely negatively affect your credit score. If you miss multiple payments, the vehicle can be repossessed. It’s crucial to contact us as soon as possible if you think you’ll miss a payment to discuss your options.

Should I Get a Loan from the Dealership or a Bank?

Both options have pros and cons. Dealership financing is convenient and may offer promotional interest rates, but they often have higher rates for those with less-than-perfect credit. Bank loans often offer more competitive rates and give you the advantage of knowing your approved loan amount and rate before you shop for a car.

We Go the Extra Mile

Our friendly team is here to help you with any auto financing questions.

Bank on the Go