As our world becomes increasingly digital, it’s unfortunately become easier for scammers to reach unsuspecting victims through calls, texts, or emails. These fraudulent attempts often look legitimate and can be difficult to spot. At TFNB Your Bank for Life, we want to help you stay safe and protect your personal information. In this blog, we’ll discuss what to do if you receive a suspicious or scam-like call, text, or email.
Don't Share Personal Information
The first and most important thing to remember is to never share your personal information. Scammers will often pose as representatives of a bank or other institution and ask for sensitive information like your social security number, account number, or password. Banks and other reputable institutions will never ask for this information over the phone or via email. If you’re ever unsure, it’s best to hang up or delete the message and contact the institution directly through their verified website or customer service line.
Don't Click Links or Download Attachments
Links or attachments in scam emails or texts can contain viruses or malware that can infect your computer or smartphone. These malicious programs can steal your personal information or damage your device. If you receive an email or text from someone you don’t know or that seems suspicious, don’t click any links or download any attachments. It’s better to err on the side of caution and delete the message.
Check the Sender or Caller ID
Report the Scam
If you receive a suspicious call, text, or email, it’s important to report it to the relevant authorities. You can report scams to the Federal Trade Commission (FTC) by visiting their website or calling 1-877-FTC-HELP. You can also report phishing emails to the Anti-Phishing Working Group at reportphishing@apwg.org. Reporting scams can help prevent others from becoming victims and can also help law enforcement track down scammers.
Stay Educated and Informed
Scammers are always coming up with new tactics to try to trick people. Staying educated and informed about common scams can help you spot them before they do any damage. Be sure to keep up with news and updates from trusted sources like your bank or the FTC. You can also follow reputable cybersecurity blogs or social media accounts for tips on how to stay safe online.
At TFNB Your Bank for Life, We Are Here To Help
In conclusion, it’s important to be vigilant when it comes to calls, texts, and emails from unknown or suspicious sources. Remember to never share personal information, don’t click links or download attachments, check the sender or caller ID, report scams, and stay educated and informed. By following these tips, you can help protect yourself and your personal information from scammers. If you ever have any questions or concerns about a message you’ve received, don’t hesitate to contact us for assistance.
If you have any questions or would like to know more about our banking solutions, contact us at 254-840-2836